Paul Cohen:

I think with the question of housing, there's been many different initiatives. People have come up with all kinds of ideas. And in many cases, I think, certainly in terms of the government grant of 15,000 rand, we've had a fairly poor success rate, in terms of the quality of housing that's gone up. For large contractors to make any money out of that – it's not that easy when you've got 15,000 rand to buy land, put up a structure, deal with sanitation . . .

So, we haven't see very good solutions. Also, if we are investing that 15,000 rand into people – is that capital that's going to appreciate in value, or is that capital that is never going to be recoverable?

In other words, we're just building the urban sprawl of the future. We're just building the guettos of the next century. There's nothing about how that settlement was put together that is going to house a social system that is going to want to continually invest.

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