Changemakers in partnership with Habitat for Humanity presents:

Mosaic of Innovative Solutions: How to Provide Affordable Housing

 Principles Emerging
 from
 Innovative Solutions: 1 		Main Barriers:
Dearth of complementary goods (e.g., land and infrastructure) Low individual purchasing power Limited access to housing finance Inadequate current product offerings
Enable long-term investment
Assign property rights to decrease investment risk
Bairro Legal, Brazil
Invest in services and infrastructure to unlock latent housing demand
Orangi Pilot Project, Pakistan
Mobilize low-income families' purchasing power through experience-based learning and demonstration projects
Slum Dwellers International, Global * 		Market program by speaking to the poor's aspirations–housing as patrimony–to catalyze savings
Cemex/Patrimonio Hoy, Mexico 		Enable asset-building and create design that meets low-income communities' preferences
Housing Stock Exchange, Sri Lanka *
Leverage resources that are abundant at the local level
Build critical mass and empowerment for communities to negotiate with government
Homeless People Federation, S. Africa
Target already-organized communities
Baan Mankong,
Thailand *
Use "sweat equity" to reduce labor costs and create new skills
Mutirões, Brazil
Scale informal economies
Campamentos Unidos, Mexico
Aggregrate training and resources in a umbrella group to serve multiple co-operatives
COMBINE, Indonesia
Invest in customers' income-generating potential
YKPR, Indonesia *
Build systems to capture savings for all types and sizes of incomes
VSSU, India *
Facilitate community-led design
SPARC, India
Utilize local materials and building techniques
ADAPT, Egypt *
Radically lower the cost of the entire housing delivery process
Harness the effectiveness of existing informal systems
Saiban, Pakistan
Design new electricity distribution channels for slums through cooperatives
Ashok Bharti, India *
Aggregate demand to reduce transaction cost
ICICI Bank, India 		Reduce the risk of housing finance by building credit history and income generation opportunities
Grameen Bank Housing Program, Bangladesh
Leverage community-led market research
Slum Dwellers International, Global *
Shift public policy through advocacy   Expand eligilbility for public funds
First Place Fund for Youth, United States 		Introduce "social leasing"
Intranquil Tenants, Brazil 		 
* Ashoka Fellows and Global Academy Members     •     Print this page     •     Read About the Overall Framework of the Competition

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