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Message to OPIC- Credit with Education
Posted by: Anitchka Avdotya, Educacion Services Consultant
September 22, 2005

CREDIT WITH EDUCATION FOR IMPROVED NUTRITION AND HEALTH CARE. OPIC- TOGO Dear Atiamon Komia,

I agree with your statement that Education is critical to achieve a strategy that truly helps low-income communities develop economically and socially. However, it would be useful, if you could point out the factors that have indicated through out the years that credit and savings are not sufficient tools for changing and improving communities, and also highlight the key tools that need to be implemented so communities can be changed and improved.

Moreover, I'm interested in learning the details on your core operations model. Do you only focus on education and work as consultants for the banks already created, or do you intervene in the creation of the banks and selection of their employees? Are you involved in the distribution of credits as well? Why do you consider that your model works better than the traditional credit system? What is the main difference with the other systems? Do you think it could work in other countries?

Thanks a lot for your work and I’m looking forward to hearing from you soon.


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